All about the American Express card provided by Delta Airlines
Delta Airlines’ American Express cards are essentially high-end bank cards, allowing customers to benefit from insurance, assistance and privileged partnerships.
How to get your American Express card? What are its rates compared to other bank cards? What are the advantages ?
American Express (or Amex) was originally a cash transport company, created in 1841 by Henry Wells. As early as 1891, it was the first bank to offer travelers checks, traveller’s checks, which are no longer available in France. The company is also considered to be the first to have thought of the bank card, based on the credit cards offered by department stores.
Currently, Amex has 112.8 million American Express cardholders worldwide, including 50 million in the United States.
American Express cards provided by Delta Airlines
American Express bank cards are rather high-end cards, more expensive than basic Visa or MasterCard cards.
The Green card, the basic card, already costs $95 per year, compared to $30 or $40 for a classic Visa, for example.
More upscale, the Gold American Express card is also more selective: you must have an annual income of at least $35,000 to obtain it. Its cost is also higher: it costs $185 per year.
The American Express Platinum card is the company’s luxury card. It costs $55 per month and can be obtained from $65,000 in income per year.
What are the special features of Amex cards?
Accumulation of loyalty points, which can then be used with American Express partners including Delta Air Lines. For every dollar spent, the customer gets a loyalty point (only card payments work, withdrawals are not counted in the loyalty program.) Then, 100 points are worth $1.
All American Express cards include benefits
- Customer service available 24/7
- Travel insurance and assistance
- Perks differ slightly between cards.
- A different operation of a Visa or MasterCard
- American Express cards are deferred debit, not immediate debit.
Also note that an American Express card, even if subscribed via a bank, does not belong to it. It is an independent bank card linked to a bank account.
In other words, if a customer leaves his bank, he can keep his American Express card and link it to another account by sending his new RIB. This is not the case with credit cards.
If the cards therefore have many advantages, particularly in terms of loyalty points, the annual cost of the card is however prohibitive. It is more often necessary to justify a minimum annual income in order to be able to claim it.
An American Express card does not have less important advantages, such as customer service always available, insurance and assistance, loyalty points service.
In addition, the fact that the card is linked to the bank but not necessarily edited by it provides more flexibility.
Even if his bank does not offer American Express, the customer just has to go to the Amex website, order his card and then send the RIB of his bank account, so that the expenses are debited from it. this.